Kentucky Repossession Agents for Dealers & Lenders

Vetted repossession agencies serving Louisville, Lexington, Northern Kentucky, Western Kentucky and statewide lenders & dealers. For more information, see Kentucky duplicate title and temporary tag process.

Vetted Kentucky repossession agencies

Repo-only agencies. Tow yards and consumer-only services excluded.

Creditors Adjustment Group (CAG)

Lexington, KY · Central Kentucky

Established lender-focused repossession and collections agency serving Lexington, Frankfort and Central KY.

Lexington Central KY

Bluegrass Recovery Services

Lexington, KY

Licensed collateral recovery company providing auto repossessions across Central and Eastern Kentucky.

Central KY Eastern KY

Kentucky Recovery Services

Louisville, KY · Jefferson County

Auto and asset recovery for dealers and lenders across Louisville and surrounding markets.

Louisville Jefferson County

BG Repossession Services

Bowling Green, KY · Western Kentucky

Specializes in Western Kentucky auto recovery including Bowling Green, Scottsville, Russellville and nearby regions.

Western KY Bowling Green

National Asset Recovery Specialists (NARS)

Multi-state · Includes Kentucky

Bonded national repossession vendor with verified Kentucky coverage for lenders and forwarders.

Statewide National provider

Kentucky repossession law context

Key legal framework for lenders and dealers assigning accounts in Kentucky. Always verify current requirements with qualified legal counsel.

Agent licensing	No specific state licensing for repossession agents
Self-help repossession	Allowed under UCC Article 9 — no breach of peace
Disposal notice	10 days notice before disposition
Deficiency rules	Deficiency allowed; Kentucky Consumer Credit Code requires notice
Regulator	Kentucky Attorney General – Consumer Protection

Lender/dealer tip: Kentucky has no repo agent licensing requirement. Lenders should ensure their repo vendor documents each assignment with timestamped photos and condition reports — Kentucky AG handles consumer repo complaints actively.

This is an informational summary only and not legal advice. Consult qualified legal counsel before establishing repossession procedures in Kentucky.

Kentucky Repossession Agents for Dealers & Lenders

Dealers in these Kentucky cities