The Repo Directory
Illinois · Dealer-focused repo agents
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Illinois Repossession Agents for Dealers & Lenders

Vetted repossession agencies serving Illinois auto lenders, credit unions and car dealers – Chicago metro, Central Illinois, Southern Illinois and statewide coverage.

Use this list as a starting point only. Always verify licensing, insurance, coverage areas and fee schedules before assigning accounts.
Vetted Illinois repossession agencies
Repo-focused vendors with a clear Illinois footprint. Tow-only and impound-only operations are excluded.
Illinois Repossession Agency, Inc.
Based in Chicagoland · Statewide commercial vehicles & equipment
Licensed, bonded and insured Illinois collateral recovery company (ILCC #119360 R) focusing on commercial vehicles and heavy equipment statewide.
Statewide · commercial Licensed · bonded · insured
Done Rite Recovery Services, Inc.
Lansing, IL · Chicagoland & NW Indiana
Full-service, licensed, bonded, insured, CARS-certified and CFPB-compliant repossession agency covering Chicago and a 60-mile radius, plus Northwest Indiana.
Chicago metro CARS certified CFPB-compliant
Seize, Inc. (Chicago Repossessions)
Chicago, IL · Financial community focused
Professional collateral recovery agency serving the financial community in Chicago with auto repossession services and skip support.
Chicago Collateral recovery
Precision Recovery, Inc.
Mount Zion, IL · Central & Southern Illinois
C.A.R.S.-certified repossession company servicing central and southern Illinois for auto and light asset recovery.
Central & Southern IL CARS certified
Chicago Auto Recovery Services
Chicago, IL & surrounding areas
Licensed adjusters providing collateral repossession and auto recovery services throughout Chicago and surrounding suburbs.
Chicago area Auto collateral
Atlas Recovery Systems, LLC
Midwest · Includes Illinois
Turn-key repossession services for lenders, banks and credit unions with multiple locations in the Midwest, including Illinois.
Multi-state · IL coverage Lender & CU focused
National Asset Recovery Specialists (NARS)
Great Lakes region · Includes Illinois
Fully bonded and insured national repossession provider with coverage that includes Illinois and the Great Lakes region for vehicles and specialty assets.
Great Lakes · IL National provider

This directory is informational only and not an endorsement. Before assigning accounts, confirm each agency’s licensing, insurance, fee schedule, storage, coverage area and compliance with your own vendor requirements and Illinois Collateral Recovery Act rules. For more information, see Illinois duplicate title and temporary tag process.

City guides

Dealers in these Illinois cities

Chicago – Repo Sources See all 50 city guides →
Illinois repossession law context
Key legal framework for lenders and dealers assigning accounts in Illinois. Always verify current requirements with qualified legal counsel.
Agent licensing Illinois requires repossession agencies to be licensed as Private Detective Agencies (IDFPR)
Self-help repossession Allowed under UCC Article 9 for personal property including vehicles
Disposal notice 21 days notice of right to reinstate before disposal
Deficiency rules Deficiency allowed; Illinois Retail Installment Sales Act imposes specific notice requirements
Regulator Illinois Dept. of Financial & Professional Regulation (IDFPR)

Lender/dealer tip: Illinois requires 21-day reinstatement notice before disposal — longer than most states. Illinois also has specific requirements under the Retail Installment Sales Act. Use Illinois-experienced legal counsel when setting up repo workflows in this state.

This is an informational summary only and not legal advice. Consult qualified legal counsel before establishing repossession procedures in Illinois.