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Virginia repossession agents

Vetted collateral recovery partners serving Roanoke, Northern Virginia, Hampton Roads and surrounding markets. Built for dealers, lenders and finance companies looking for professional, compliant repossession support.

Verify licensing, coverage area and fee schedule directly with each agency before assigning accounts.
Featured Virginia agencies
Short list of well-established providers with verifiable web or BBB presence.

Cold Hearted Repo Service

Roanoke, VA · Roanoke region & western Virginia
Towing & repossessions with 15+ years’ experience in the Roanoke market.
BBB listing – A+ service area Auto & light truck Roanoke / Salem / NRV

Recon Recovery, LLC

Roanoke, VA · Dealer & lender repossessions
BBB-listed repossession company covering Roanoke City/County for secured creditors.
BBB rating A+ Auto recovery Roanoke City & County

Star Valley Towing / Repo

Roanoke, VA · Parking enforcement & repossessions
Local towing and repossession operation used by dealers for lot enforcement and collateral recovery.
Towing + repo Roanoke metro

L&K Recovery, LLC

Chantilly, VA · Northern Virginia
Established repossession company with multiple BBB-listed locations serving Northern Virginia and the DC suburbs.
BBB rating A+ Auto & light commercial Northern Virginia
All vetted repossession agencies in Virginia
Dealer-oriented agencies with verifiable web presence, directories or BBB profiles. Always confirm coverage, fees and compliance before signing up.
Cold Hearted Repo Service
Roanoke, VA · Towing and auto repossessions across Roanoke / Salem / western VA.
Services: Involuntary auto repossessions, lot enforcement, secure storage.
Recon Recovery, LLC
Roanoke, VA · BBB-listed repossession provider for Roanoke City County.
Services: Auto collateral recovery for banks, finance companies and buy-here-pay-here dealers.
Star Valley Towing
Roanoke, VA · Towing, parking lot enforcement and repossession services for local creditors.
Services: Involuntary repossessions, lot management, secure storage.
L&K Recovery, LLC
Chantilly, VA · Northern Virginia repossession services with multiple BBB-listed locations.
Services: Auto repossessions, skip support, secure storage for lenders and dealers.
Select Recovery (Hampton Roads)
Hampton, VA (Hampton Roads) · Regional agency listed in BBB repossession directory.
Services: Auto collateral recovery & transport. Contact directly for dealer pricing.
Speedy Repo – Roanoke / Central Virginia
Roanoke, VA · National repossession management company with trucks and agents covering Central Virginia.
Services: Statewide auto repossession coordination, heavy equipment, boats, RVs.

Listings are based on public information (websites, BBB and industry directories). They are not endorsements. Confirm licensing, insurance, CFPB/FDCPA compliance and fee schedules before sending assignments.

City guides

Dealers in these Virginia cities

Virginia Beach – Repo Sources See all 50 city guides →
Virginia repossession law context
Key legal framework for lenders and dealers assigning accounts in Virginia. Always verify current requirements with qualified legal counsel.
Agent licensing Virginia requires repossession agencies to be licensed as Private Security Services (DCJS)
Self-help repossession Allowed under UCC Article 9; Virginia has specific requirements under the Virginia Consumer Protection Act
Disposal notice 10 days notice before sale; Virginia-specific right of redemption requirements
Deficiency rules Deficiency allowed; Virginia Motor Vehicle Dealer License rules add specificity for dealer-originated contracts
Regulator Virginia Dept. of Criminal Justice Services (DCJS) – Security

Lender/dealer tip: Virginia requires DCJS licensing for private security services including repossession. Northern Virginia (NOVA) dealers and lenders face above-average deficiency litigation risk due to the dense, consumer-savvy population — legal review of all notices is essential.

This is an informational summary only and not legal advice. Consult qualified legal counsel before establishing repossession procedures in Virginia.