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Texas Repossession Agents

Licensed repossession and collateral recovery agencies serving Texas. This directory is built for car dealers, lenders, and finance companies who need professional, compliant recovery partners across the state.

Always verify current licensing, insurance, coverage, and fee schedules directly with each agency before assigning work. For more information, see Texas duplicate title and temporary tag process.

Featured Texas agencies
Established recovery agencies with strong coverage across major Texas markets. Use these as starting points and then build your local preferred network.
Pegasus Recovery Solutions
Dallas / Fort Worth, TX · Serving West, Central & North Texas
Long-running repossession and asset recovery firm with multiple Texas coverage areas and in-house transport and skip capabilities.
Fee schedule: Not published; assignments typically priced by region, unit type, and distance.
North & West Texas Lender-focused Auto & equipment
Collateral Recovery Team LLC
San Antonio & Houston, TX · BBB A+ accredited
Full-service repossession company covering San Antonio, Austin, Houston, and surrounding markets for financial institutions and lenders.
Fee schedule: Not posted; dealers should request written rates for auto, truck, and specialty collateral.
San Antonio Houston Full-service repo
PRG Asset Recovery & Holdings LLC
San Antonio & Austin, TX · Texas statewide
Professional asset recovery partner for financial institutions, covering automotive and commercial equipment with statewide Texas capabilities.
Fee schedule: Assignment-based pricing; quote required for each case.
Central & South TX Institutional clients
I.R. Services – Texas Repossessions
Houston & Dallas / Fort Worth, TX
Licensed, bonded, and insured Texas repossession company providing collateral recovery for autos and other assets across multiple metro areas.
Fee schedule: Not disclosed online; request detailed pricing by asset type and mileage.
Houston DFW LPR & skip
All repossession agencies in Texas (vetted list)
Agencies below have a verifiable business presence and advertise professional repossession or collateral recovery services in Texas. Tow-only, impound-only, and salvage-only operations are not included.
Pegasus Recovery Solutions
Dallas / Fort Worth, TX · Division of WTAR Inc.
Website: pegasus-texas.com
Coverage:
West, Central, and North Texas including Dallas–Fort Worth, Waco, Odessa, El Paso, and other markets.
Fees & notes:
Full-service auto and asset repossession with transport and skip tracing. Fee schedule not published; expect pricing by unit type, distance, and risk profile.
HNS Recovery
Dallas–Fort Worth Metroplex, TX
Website: hnsrecovery.com
Coverage:
Entire DFW Metroplex with planned expansion across Texas; collateral recovery for lenders and credit unions.
Fees & notes:
Licensed, bonded, and insured recovery company. Fee schedule is quote-only; dealers should confirm rates for standard autos versus specialty units.
I.R. Services – Texas Repossessions
Houston & Dallas / Fort Worth, TX · Texas Private Investigator License listed on site
Website: texasrepossessions.com
Coverage:
Collateral recovery in Houston, Dallas–Fort Worth, and surrounding areas, with a published coverage radius from multiple locations across Texas.
Fees & notes:
Handles autos and a wide range of collateral (RVs, trailers, watercraft, etc.). Fee schedule not posted; request written rates by asset type and distance.
Collateral Recovery Team LLC
San Antonio & Houston, TX · BBB A+ accredited repossession company
Website: collateralrecoveryteam.com
Coverage:
Full-service repossession across San Antonio, Austin, Houston, Del Rio, and broader South/Central Texas for banks, credit unions, and lenders.
Fees & notes:
Vehicle repossessions, secure storage, and transport. Pricing is not listed publicly; dealers should request a current rate sheet per territory.
Texas Recovery Service, Inc.
Waco / Woodway, TX · Established 2004
Website: repotx.com
Coverage:
Complete repossession and asset recovery services for the lending community in Waco and surrounding Central Texas markets.
Fees & notes:
Full-service recovery including skip tracing and secure storage. Fee schedule is not published; confirm rates for hook fees, storage, and transport.
1st Adjusters
Austin, TX · Professional full-service collateral recovery company
Website: 1adjusters.com
Coverage:
Covers Dallas–Fort Worth, Bryan/College Station, Houston, Killeen, Austin, San Antonio, Corpus Christi, Rio Grande Valley, Del Rio, and more.
Fees & notes:
Repossesses autos, trucks, RVs, and heavy equipment. Licensed, insured, and association members; fee schedule available on request.
512 Adjusters, Inc.
Austin, TX · Central Texas collateral recovery
Website: 512adjusters.com
Coverage:
Central Texas markets with a focus on professional and timely repossession management for lenders and finance companies.
Fees & notes:
Members of national repossession associations; all agents are Certified Asset Recovery Specialists and carry state licenses. Fees are quote-only.
PRG Asset Recovery & Holdings LLC
San Antonio, TX · Serving Austin and Texas statewide
Website: prgassetrecovery.com
Coverage:
Primary markets include San Antonio, Austin, Central and South Texas, with capabilities for statewide coverage and national coordination for lenders.
Fees & notes:
Focused on institutional clients. Handles auto, commercial equipment, and other collateral. Fee schedule is customized per client and assignment.
Advanced Recovery of Texas
Texas-based collateral recovery company · Fully licensed, bonded, and insured
Website: advancedoftexas.com
Coverage:
Provides repossession and collateral recovery services across multiple Texas markets for banks and finance companies.
Fees & notes:
Full-service collateral recovery; fee schedule is not shown online. Dealers should request current rates before sending assignments.
Houston Texas Repossession Towing and Recovery Service
East Houston / Crosby, TX · Family-owned repossession agency
Website: houstontexasrepossessiontowing.com
Coverage:
East Houston and surrounding areas with light-duty vehicle recovery and commercial truck/trailer repossessions for banks, lenders, and car dealers.
Fees & notes:
Offers free short-term storage and paid transport to local auto auctions. Fee schedule not posted; confirm all charges (hook, storage, and auction delivery) upfront.
This section is an actively maintained working list of Texas recovery agencies with clear repo-focused services. Always perform your own due diligence on credentials, insurance, compliance programs, and pricing.
City guides

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Houston – Repo Sources San Antonio – Repo Sources Dallas – Repo Sources Austin – Repo Sources Fort Worth – Repo Sources El Paso – Repo Sources Arlington – Repo Sources See all 50 city guides →
Texas repossession law context
Key legal framework for lenders and dealers assigning accounts in Texas. Always verify current requirements with qualified legal counsel.
Agent licensing Texas requires repossession agencies to be licensed as Private Security Companies (TDLR)
Self-help repossession Allowed under UCC Article 9; Texas has specific requirements under the Texas Finance Code
Disposal notice 10 days notice before sale — specific Texas Finance Code requirements apply
Deficiency rules Deficiency allowed; Texas has specific deficiency notice and 'right to cure' provisions under Texas Finance Code §348
Regulator Texas Dept. of Licensing and Regulation (TDLR) – Security

Lender/dealer tip: Texas requires TDLR licensing for private security companies, which includes repossession agencies. Texas Finance Code §348 governs retail vehicle sales and has specific creditor notice and deficiency requirements. Always use TDLR-licensed vendors and Texas-experienced legal counsel.

This is an informational summary only and not legal advice. Consult qualified legal counsel before establishing repossession procedures in Texas.