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Pennsylvania Repossession Directory

Pennsylvania Repossession Agents for Dealers & Lenders

Vetted repossession agencies serving Pennsylvania auto lenders, credit unions and car dealers – from Philadelphia and Lehigh Valley to Pittsburgh, Northeast PA and statewide coverage partners.

This is a starting list only. Always verify licensing, insurance, pricing and compliance before sending assignments.
Vetted Pennsylvania repossession agencies
Repo-focused vendors with a clear Pennsylvania footprint. Tow-only or cash-only consumer operations are not included.
Collateral Adjustment Corp, Inc.
Bristol / Greater Philadelphia, PA · (215) 788-3355
Professional collateral recovery agency covering the Greater Philadelphia area for banks, credit unions and finance companies.
Greater Philadelphia Professional collateral recovery Lender-focused assignments
Wesley Auto Recovery, Inc.
Warminster, PA · (215) 675-8201
CFPB-compliant repossession company serving Philadelphia-area lenders and nearby states, licensed, bonded and insured.
Philadelphia region CFPB-compliant repo Licensed · bonded · insured
Financial Adjusters, Inc.
Whitehall / Eastern & Central PA · (610) 820-8311
Full-service asset recovery company founded in 1982, covering Eastern and Central Pennsylvania with repossession and skip tracing services.
Eastern & Central PA Asset recovery & skip tracing Established 1982
InterLink Recovery Services
Greenville, Erie & North Versailles, PA · (724) 646-2700
Repossession and collateral recovery firm serving Pennsylvania and Ohio, focused on banks and credit unions with multiple PA locations and full-service recovery.
Northwest & Western PA Credit union & bank partner Involuntary & voluntary repos
KR Towing & Recovery
Pittston / Moosic, PA · (570) 954-3476
Licensed, bonded and insured recovery agency in Northeast Pennsylvania offering complete collateral recovery service, skip tracing and secure storage.
Northeast Pennsylvania Complete collateral recovery Skip tracing & secure storage
Tip Towing & Recovery, LLC
Lehigh Valley / Eastern PA · (484) 838-8689
Professional repossession company servicing the Lehigh Valley and Eastern Pennsylvania, handling a full range of asset recovery for lenders.
Lehigh Valley Vehicle & equipment repossession Eastern Pennsylvania coverage
D & A Recovery, LLC
Punxsutawney / Big Run, PA · (814) 939-9603
Licensed, bonded and insured repossession company serving Northern Pennsylvania with auto collateral recovery for local and regional lenders.
Northern Pennsylvania Licensed · bonded · insured Auto repossession
First Credit Resources (FCR)
Johnstown, PA
Collateral recovery services for lenders, positioned as an alternative to “snatch-and-grab” approaches, serving the Johnstown and Western Pennsylvania market.
Johnstown / Western PA Collateral recovery services Lender-focused

Listing here is informational, not an endorsement or rating. Before assigning accounts, confirm each agency’s licensing, insurance, fee schedule, coverage area and compliance with your own vendor-management process. For more information, see Pennsylvania duplicate title and temporary tag process.

City guides

Dealers in these Pennsylvania cities

Philadelphia – Repo Sources See all 50 city guides →
Pennsylvania repossession law context
Key legal framework for lenders and dealers assigning accounts in Pennsylvania. Always verify current requirements with qualified legal counsel.
Agent licensing Pennsylvania requires repossession agencies to be licensed as Private Detective agencies (Pennsylvania State Police)
Self-help repossession Allowed under UCC Article 9 — peaceful possession; PA has specific garage/dwelling restrictions
Disposal notice 10 days notice of right to redeem
Deficiency rules Deficiency allowed after compliant sale and notice; Pennsylvania Motor Vehicle Sales Finance Act adds requirements
Regulator Pennsylvania State Police – Private Detective Licensing

Lender/dealer tip: Pennsylvania requires PA State Police private detective licensing for repo agencies. Pennsylvania's Motor Vehicle Sales Finance Act adds specific creditor requirements on top of UCC. Use PA-experienced recovery vendors and legal counsel.

This is an informational summary only and not legal advice. Consult qualified legal counsel before establishing repossession procedures in Pennsylvania.