The Repo Directory
Dealer-focused repo agent directory
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Montana · Repossession Agents

Montana Repossession Agents for Dealers & Lenders

A curated list of repossession and collateral recovery agencies that actively service Montana and present themselves as professional, lender-focused vendors. Use this page to start your vendor list, then underwrite each relationship to your own standards.

Information is compiled from public sources (websites, industry directories, BBB, map listings). Always confirm coverage, pricing, and compliance directly with each agency.

How this Montana list is built

  • Focus on repossession / collateral recovery as a core service.
  • Verified presence in Montana via websites, directories, or BBB listings.
  • Signals of professionalism like years in business, coverage maps, and industry affiliations.
  • Consumer reviews are used with caution (repos are emotionally charged by nature).

Quick filters

Billings & statewide coverage
Missoula / Western Montana
Helena-based forwarding
Montana + Wyoming
Featured, vetted Montana repossession agencies
Strong starting points if you need a primary Montana vendor. Listed in no particular order.
Billings · Statewide
Since 1997 · Collateral specialists
J & S Recovery, Inc.
Billings, MT · Montana-based repo company with statewide coverage and northern Wyoming.
  • Mortgaged collateral recovery specialists with decades of history in Montana.
  • Covers autos plus larger assets (RVs, equipment, trailers) with secure storage yards.
  • Affiliations and certifications through major industry organizations and networks.
Missoula · Western MT
Allied / C.A.R.S. member
North West Repossession, Inc.
Missoula, MT · Collateral recovery company focused on professional, damage-free repossessions.
  • Experienced recovery specialists with purpose-built equipment and transport units.
  • Industry credentials (e.g., Allied Finance Adjusters, C.A.R.S. certification) highlighted in profiles.
  • Good fit for dealers and lenders needing strong western Montana coverage.
Helena · Forwarding
Nationwide repo forwarding
Yellowstone Collateral Solutions
Helena, MT · Montana-based repossession forwarding and skip tracing company with national reach.
  • Provides nationwide repo forwarding, skip tracing, and vendor management for credit unions and lenders.
  • Montana headquarters with A+ rating on BBB and a growing national agent network.
  • Useful when you want a single point of contact to manage multiple local agents, including in Montana.
All vetted Montana repossession agencies in this directory
Dealer-focused repossession agencies that actively service Montana, based on public data. This list is not exhaustive and is not an endorsement.
J & S Recovery, Inc.
Billings, MT · Statewide Montana & Northern Wyoming
Long-established, Montana-based repossession company specializing in mortgaged collateral recovery: autos, trucks, powersports, RVs, equipment, and more. Multiple lot locations across Montana with secure indoor and outdoor storage.
Statewide MT coverage Since 1997 Autos & heavy equipment
North West Repossession, Inc.
Missoula, MT
Repossession company based in Missoula focused on professional, damage-free collateral recovery, with experienced recovery specialists and modern equipment for secure vehicle transport.
Western Montana Collateral recovery Damage-free equipment
Yellowstone Collateral Solutions
Helena, MT · Nationwide forwarding
Montana-based company providing nationwide repossession forwarding, skip tracing, compliance oversight, vendor management, and transportation coordination for credit unions, banks, and finance companies.
Forwarding & skip Nationwide agent network Montana HQ · A+ BBB rating
Platinum Towing
Montana & Wyoming
Towing company that markets a specialization in repossession services across Montana and Wyoming. Handles vehicle recovery, secure towing, and related services for lienholders.
MT & WY coverage Towing + repossession Lienholder assignments
Redneck Towing & Recovery
Billings, MT
24-hour towing and roadside service provider that also lists repossession services in its offerings. Best suited as a local Billings-area option when you need towing plus repossession support.
Towing & repo Billings area Roadside + impound
Additional Montana agencies
There are smaller independents and forwarding networks that may cover parts of Montana but do not yet meet our documentation threshold. As we verify more direct information (websites, licensing, trade references), we’ll expand this list.
Smaller independents Forwarders / networks

This page is an informational starting point only. Before assigning accounts, confirm each agency’s licensing, insurance, service area, fee schedule, and compliance practices. When possible, lean on trade references and your own loss / recovery data rather than consumer reviews alone.

Montana repossession law context
Key legal framework for lenders and dealers assigning accounts in Montana. Always verify current requirements with qualified legal counsel.
Agent licensing No specific state licensing for repossession agents
Self-help repossession Allowed under UCC Article 9 — peaceful repossession only
Disposal notice 10 days notice before disposition
Deficiency rules Deficiency allowed after commercially reasonable sale
Regulator Montana Dept. of Justice – Consumer Protection

Lender/dealer tip: Montana's vast geography and sparse population make field repossession challenging and expensive. Build geographic premium fees into service agreements for assignments outside major metro areas (Billings, Great Falls, Missoula).

This is an informational summary only and not legal advice. Consult qualified legal counsel before establishing repossession procedures in Montana.