The Repo Directory
Mississippi · Dealer-focused repo agents
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Mississippi Repossession Agents for Dealers & Lenders

Vetted repossession agencies serving Mississippi auto lenders, credit unions and car dealers – focused on Jackson, Gulf Coast, Meridian, Tupelo and statewide-capable recovery partners.

Use this directory as a starting list only. Always verify licensing, insurance, coverage area and fee schedule before assigning accounts.
Vetted Mississippi repossession agencies
Repo-only vendors with a clear Mississippi footprint. Consumer-voluntary only, tow-only or unverified operations are excluded.
Cooper’s Towing & Recovery
Hattiesburg / Jackson, MS · (601) 736-0851
Full-service vehicle recovery firm offering repossessions for lenders and dealers across Mississippi; 24/7 availability. [oai_citation:0‡autorecoveryandtransport.com](https://www.autorecoveryandtransport.com/auto/Coopers-Towing-And-Recovery?utm_source=chatgpt.com)
24/7 service Statewide MS
Mississippi Auto Recovery, Inc.
Greenwood, MS · Leflore County & state-wide assignments
Licensed repossession service handling auto collateral for finance companies in Mississippi; listed on BBB. [oai_citation:1‡Better Business Bureau](https://www.bbb.org/us/ms/jackson/category/repossession-services?utm_source=chatgpt.com)
Lender-focused Statewide MS
American Lenders Service Co.
Greenwood, MS · Auto recovery service covering several counties
Full-service repossession company serving Carroll, Grenada, Leflore, Sunflower and Tallahatchie Counties and providing asset recovery for lenders. [oai_citation:2‡Better Business Bureau](https://www.bbb.org/us/ms/jackson/category/repossession-services?utm_source=chatgpt.com)
Delta region MS Dealer & lender
Lenders Recovery Service
Kansas / Missouri base · Serves Mississippi & adjacent states
Multi-state collateral recovery vendor explicitly listing Mississippi among service states; good for lenders needing broader reach. [oai_citation:3‡Capital Recovery Network](https://capitalrecoverynetwork.com/directory/repo/mississippi?utm_source=chatgpt.com)
Includes MS Multi-state
Secure Collateral Management (SCM)
National vendor network · Includes Mississippi
National asset recovery and skip-trace network listing Mississippi among its covered states; useful when you need deep network coverage. [oai_citation:4‡MVTRAC](https://mvtrac.com/?utm_source=chatgpt.com)
Includes MS Vendor management

This directory is provided for informational purposes only and is not an endorsement. Always confirm each agency’s licensing, insurance, storage, coverage area and fee schedule before assigning accounts. For more information, see Mississippi duplicate title and temporary tag process.

Mississippi repossession law context
Key legal framework for lenders and dealers assigning accounts in Mississippi. Always verify current requirements with qualified legal counsel.
Agent licensing No specific state licensing for repossession agents
Self-help repossession Allowed under UCC Article 9 — peaceful possession required
Disposal notice 10 days notice before disposal
Deficiency rules Deficiency allowed after commercially reasonable sale
Regulator Mississippi Attorney General – Consumer Protection

Lender/dealer tip: Mississippi has no repo agent licensing requirement. Lenders should require vendors to provide written service agreements covering storage fees, personal property handling, and redemption procedures — these are common dispute areas.

This is an informational summary only and not legal advice. Consult qualified legal counsel before establishing repossession procedures in Mississippi.