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Michigan Repossession Agents for Dealers & Lenders

Vetted repossession agencies serving Michigan auto lenders, credit unions and car dealers – from Detroit metro to Grand Rapids, Lansing and statewide coverage.

This is a starting list only. Always verify licensing, insurance, coverage area and fee schedules before sending vendor assignments.
Vetted Michigan repossession agencies
Repo-focused vendors with a clear Michigan footprint. Tow-only or general towing operations excluded.
Best Recovery Services, LLC
3689 Fashion Square Blvd, Saginaw, MI 48603 · (989) 792-8100
Michigan’s largest repossession company, fully licensed, insured and offering full collateral recovery (autos, heavy equipment) statewide. [oai_citation:0‡Best Recovery Services](https://bestrecoveryservices.com/?utm_source=chatgpt.com)
Statewide Heavy equipment recovery Dealer & lender focus
North Star Recovery, LLC
Dorr / Grand Rapids area, MI · (616) 681-7070
Full-service auto repossession company covering West & Central Michigan for vehicles, trailers and equipment. [oai_citation:1‡North Star Recovery](https://northstarrecoveryllc.com/home/?utm_source=chatgpt.com)
West & Central MI Skip tracing Secure storage
Rockwood Recovery, Inc.
Detroit metro, MI · (248) 677-8901
Metro Detroit recovery specialist serving lenders with LPR, skip tracing and remarketing. [oai_citation:2‡rockwoodrecovery.com](https://www.rockwoodrecovery.com/?utm_source=chatgpt.com)
Detroit metro LPR & skip tracing Dealer services
Midwest Recovery & Adjustment, Inc.
14666 Telegraph Rd, Redford, MI 48239 · (888) 345-9100
Licensed, bonded and certified collateral recovery agency for Southeastern Michigan lenders and dealers. [oai_citation:3‡Midwest Auto Auction](https://www.midwestautoauction.com/midrecadj.html?utm_source=chatgpt.com)
Southeast MI Certified & bonded Dealer/lender focused
Accurate Recovery of Michigan, LLC
5035 Garfield Rd., Auburn, MI 48611 · (989) 233-3881
Licensed, bonded and insured Michigan repossession company servicing nearly all of the state; deals in cars, trucks, trailers and more. [oai_citation:4‡Auto Recovery and Transport](https://autorecoveryandtransport.com/auto/Michigan_Auto_Recovery_Companies?utm_source=chatgpt.com)
Statewide (excl. UP) Multi-asset recovery Dealer & lender work

This directory is informational only and not an endorsement. Before assigning accounts, verify each agency’s licensing, insurance, fee schedule, coverage and regulatory compliance. For more information, see Michigan duplicate title and temporary tag process.

Michigan repossession law context
Key legal framework for lenders and dealers assigning accounts in Michigan. Always verify current requirements with qualified legal counsel.
Agent licensing Michigan requires repossession agencies to be licensed as Private Security businesses (LARA)
Self-help repossession Allowed under UCC Article 9 — peaceful possession only
Disposal notice 15 days notice of right to redeem after repossession
Deficiency rules Deficiency allowed after commercially reasonable sale; Michigan has specific sale notice requirements
Regulator Michigan Dept. of Licensing and Regulatory Affairs (LARA)

Lender/dealer tip: Michigan requires LARA licensing for repossession businesses. Michigan auto finance is heavily influenced by OEM captive lenders — repos from GM, Ford, and Stellantis captive portfolios follow specific manufacturer guidelines in addition to state law.

This is an informational summary only and not legal advice. Consult qualified legal counsel before establishing repossession procedures in Michigan.