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Massachusetts · Dealer-focused repo agents
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Massachusetts Repossession Agents for Dealers & Lenders

Vetted repossession agencies serving Massachusetts auto lenders, credit unions and car dealers – focused on Boston, Worcester, Springfield, Cape Cod and statewide coverage.

Use this list as a starting point. Always verify licensing, insurance, coverage areas and fee schedules with your own vendor approval process.
Vetted Massachusetts repossession agencies
Repo-focused vendors with a clear Massachusetts footprint. Tow-only and purely consumer-facing operations are excluded.
Mel’s Recovery
Westport, MA · Serving Massachusetts, Rhode Island & Cape Cod
Full-service Massachusetts repossession company with multiple wreckers and flatbeds, handling autos, trucks and specialty collateral for lenders across the Boston and New England region.
Statewide MA RI & Cape Cod Licensed · bonded · insured
American Asset Recovery Specialists, LLC
Ipswich, MA · Massachusetts, New Hampshire & Maine
Collateral recovery company providing 24/7 repossession and transport services across MA, NH and ME for banks, credit unions and finance companies.
North Shore 24/7 service
JMAC Collateral Recovery
Fitchburg & Stoughton, MA · New England
Fully bonded, insured, C.A.R.S.-certified recovery agency serving the financial lending community across New England, with coverage extending to Boston, Worcester and Cape Cod.
Boston & Cape C.A.R.S. certified Lender-focused
Skyline Recovery Service
Easthampton, MA · Serving Massachusetts & New England
Repossession and collateral recovery company providing auto and asset recovery services throughout Western MA and the New England region.
Western MA New England
Mastria Towing & Recovery
Raynham, MA · MA & Rhode Island
Professional collateral recovery agency offering towing and repossession services for lenders across MA and RI; licensed, bonded, insured and a member of Allied Finance Adjusters.
MA & RI Allied Finance Adjusters
Advanced Collateral Recovery
Peabody, MA · North Shore
Professional repossession service for financial institutions and dealers throughout the North Shore and Greater Boston areas.
Peabody Lender-focused
Recovery Zone
Springfield, MA · Western MA & Connecticut
Auto repossession and collateral collections company providing services to lenders across Western Massachusetts and adjoining Connecticut markets.
Springfield area Cross-border MA/CT
Auto Lock Unlimited, Inc.
CT-based · Serving Western Massachusetts
Full-service repossession agency covering Connecticut and Western Massachusetts, providing auto collateral recovery, impound transport and skip services.
Western MA Multi-state vendor
Secure Collateral Management (SCM)
National network · Includes Massachusetts
National collateral recovery and skip-trace management company listing Massachusetts among covered states via a vetted vendor network.
Includes MA Vendor management

This directory is informational and not an endorsement. Before assigning accounts, confirm each agency’s licensing, insurance, storage, coverage area and compliance standards with your own vendor approval process. For more information, see Massachusetts duplicate title and temporary tag process.

Massachusetts repossession law context
Key legal framework for lenders and dealers assigning accounts in Massachusetts. Always verify current requirements with qualified legal counsel.
Agent licensing Massachusetts requires repossession agents to be licensed as Constables or under specific MA recovery agent provisions
Self-help repossession Restricted — Massachusetts requires a 'right to cure' notice before repossession; significant restrictions on self-help repo
Disposal notice 21-day right to cure notice required BEFORE repossession; additional notice required before sale
Deficiency rules Deficiency restricted under MA law; lenders have limited deficiency rights in many consumer auto cases
Regulator Massachusetts Office of Consumer Affairs and Business Regulation

Lender/dealer tip: Massachusetts is one of the most creditor-restrictive states for auto repossession. A 21-day right-to-cure notice must be sent BEFORE any repo attempt. Deficiency rights are limited. Use Massachusetts-specialized legal counsel and repo agents familiar with MA's specific requirements.

This is an informational summary only and not legal advice. Consult qualified legal counsel before establishing repossession procedures in Massachusetts.