The Repo Directory
Kentucky · Dealer-focused repo agents
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Kentucky Repossession Agents for Dealers & Lenders

Vetted repossession agencies serving Louisville, Lexington, Northern Kentucky, Western Kentucky and statewide lenders & dealers. For more information, see Kentucky duplicate title and temporary tag process.

Vetted Kentucky repossession agencies
Repo-only agencies. Tow yards and consumer-only services excluded.
Creditors Adjustment Group (CAG)
Lexington, KY · Central Kentucky
Established lender-focused repossession and collections agency serving Lexington, Frankfort and Central KY.
Lexington Central KY
Bluegrass Recovery Services
Lexington, KY
Licensed collateral recovery company providing auto repossessions across Central and Eastern Kentucky.
Central KY Eastern KY
Kentucky Recovery Services
Louisville, KY · Jefferson County
Auto and asset recovery for dealers and lenders across Louisville and surrounding markets.
Louisville Jefferson County
BG Repossession Services
Bowling Green, KY · Western Kentucky
Specializes in Western Kentucky auto recovery including Bowling Green, Scottsville, Russellville and nearby regions.
Western KY Bowling Green
National Asset Recovery Specialists (NARS)
Multi-state · Includes Kentucky
Bonded national repossession vendor with verified Kentucky coverage for lenders and forwarders.
Statewide National provider
City guides

Dealers in these Kentucky cities

Louisville – Repo Sources See all 50 city guides →
Kentucky repossession law context
Key legal framework for lenders and dealers assigning accounts in Kentucky. Always verify current requirements with qualified legal counsel.
Agent licensing No specific state licensing for repossession agents
Self-help repossession Allowed under UCC Article 9 — no breach of peace
Disposal notice 10 days notice before disposition
Deficiency rules Deficiency allowed; Kentucky Consumer Credit Code requires notice
Regulator Kentucky Attorney General – Consumer Protection

Lender/dealer tip: Kentucky has no repo agent licensing requirement. Lenders should ensure their repo vendor documents each assignment with timestamped photos and condition reports — Kentucky AG handles consumer repo complaints actively.

This is an informational summary only and not legal advice. Consult qualified legal counsel before establishing repossession procedures in Kentucky.