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Florida Repossession Agents

Licensed repossession agencies serving the state of Florida. This directory is designed for car dealers, finance companies, and lenders who need professional collateral recovery across Florida’s major markets.

Verify licensing, insurance, coverage, and current fee schedules directly with each agency before assigning work. For more information, see Florida duplicate title and temporary tag process.

Featured Florida agencies
A sampling of well-established recovery agencies covering key regions of Florida. Use these as starting points, then build out your own preferred list per territory.
Florida Repossession Agency
Greater Orlando, FL · State License R1600037
Full-service collateral recovery for financial and lending institutions across the Orlando area and central Florida.
Fee schedule: Not published online — request quote for voluntary, involuntary, storage, and transport.
Central Florida Auto & collateral Licensed recovery agency
AGR Recovery Specialists
West Palm Beach, FL · License R1100001
Certified Asset Recovery Specialists covering Palm Beach, Broward, and Martin counties, with all staff holding American Recovery Association CCRS certification and using RISC for CFPB compliance.
Fee schedule: Not publicly listed — request quote for voluntary/involuntary assignments, storage, and transport.
South Florida CCRS certified CFPB-focused
Rapid Recovery Agency
Florida (multiple locations)
One of the larger repossession agencies in Florida, serving major lenders with statewide collateral recovery.
Fee schedule: Not published — assignments typically priced by distance, unit type, and risk profile.
Statewide footprint Institutional lenders
Florida Intercept
Southwest Florida · Charlotte, Lee, Collier Counties
Southwest Florida repossession agency focusing on auto collateral in Charlotte, Lee, Collier and surrounding counties.
Fee schedule: Request quote for voluntary, involuntary, and specialty asset recovery.
Southwest Florida Auto repossessions
All repossession agencies in Florida (vetted list)
Agencies below have a verifiable business presence and advertise professional repossession or collateral recovery services in Florida. Always confirm licensing (“Class R” agencies and “Class E” agents), insurance, and current pricing before sending assignments.
Florida Repossession Agency
Orlando, FL · State License: R1600037
Website: flrepossessionagency.com
Coverage:
Greater Orlando and central Florida. Focus on auto and collateral recovery for banks, credit unions, and finance companies.
Fees & notes:
Comprehensive repossession and collateral recovery services; fee schedule not published. Expect assignment-based pricing for voluntary and involuntary repos, storage, and transport.
AGR Recovery Specialists
West Palm Beach, FL · License: R1100001
Phone: 561-328-8459 · Website: agrrecovery.com
Coverage:
Palm Beach, Broward, and Martin counties, with a focus on automotive collateral. Certified Asset Recovery Specialists with ARA CCRS credentials and RISC-based compliance program.
Fees & notes:
Voluntary and involuntary repossessions, secure storage, skip tracing, and transport. Pricing not listed publicly; dealers should request a rate sheet or assignment-based quote.
B & P Auto Recovery Services
Orlando, FL
Website: bpautorecovery.com
Coverage:
Central Florida, including Orlando and surrounding counties. Provides involuntary and voluntary repossessions, impounds, field visits, and vehicle transport with LPR technology support.
Fees & notes:
Full-service auto recovery; fee schedule not shown. Expect pricing by unit type and distance. Confirm all charges (hook fee, storage, keys, and transport) before assignment.
Auto Recovery Services (ARS)
Miami, FL
Website: arsrepo.net
Coverage:
Miami and South Florida, with professional auto recovery and repossession services focused on lender clients.
Fees & notes:
Complete repossession services; rates are not listed publicly. Dealers should request written quotes and confirm storage and additional service fees in advance.
Florida Intercept
Southwest Florida (Charlotte / Lee / Collier)
Website: floridaintercept.com
Coverage:
Southwest Florida, including Charlotte, Lee, and Collier counties and nearby areas; focus on auto repossessions and secure storage.
Fees & notes:
Repossession and remarketing services; pricing not displayed online. Contact directly for voluntary/involuntary fee structure, storage, and transport charges.
Florida Lien Enforcement (FLE Repo)
Miami, FL
Website: flerepo.com
Coverage:
South Florida, including Miami and surrounding counties, providing collateral recovery, skip tracing, in-house locksmithing, secure storage, and vehicle transport.
Fees & notes:
Full-service recovery offerings; fee schedule not posted. Dealers should confirm rates for standard autos versus specialty units (boats, RVs, etc.).
Affordable Asset Recovery Solutions, Inc.
Sarasota County, FL
Website: floridatowingandrecovery.com (recovery & repossession section)
Coverage:
Southwest Florida with focus on cars, boats, RVs, and recreational vehicles; secure impound lot with 24/7 surveillance.
Fees & notes:
Licensed recovery agency serving banks and lending institutions; fee details not disclosed online. Request written pricing for repossession, storage, and transport.
Howard's Recovery, LLC
Auburndale / Polk County, FL
Listed as a licensed Florida repossession company handling cars, semi trucks, boats, and motorcycles, with skip tracing and secure storage.
Coverage:
Polk County and surrounding central Florida areas. Dealers should confirm current service radius and any long-distance hauling policies.
Fees & notes:
Fee schedule not published. Expect unit-based pricing across autos, trucks, and specialty collateral, with add-ons for locksmithing, storage, and transport.
Ace Recovery Co, Inc.
Miami / Tri-County, FL · License R1700022
Website: targetrepo.com or listed contact on Ace Recovery Co directory page.
Coverage:
Miami, Fort Lauderdale, Homestead, West Palm Beach, Coral Gables, Key Biscayne, and broader Tri-County South Florida region.
Fees & notes:
Licensed, bonded, and insured repossession company. Fee details not listed — obtain current rate sheet and any surcharge details for specialty collateral.
AnyTime Recovery
West Palm Beach, FL (AFA member listing)
Website: anytimerecoveryfl.com (collateral recovery specialist; details from Allied Finance Adjusters directory).
Coverage:
Palm Beach County and potentially broader South Florida markets; confirm current service map and capacity.
Fees & notes:
Member of a national repossession association; fee structure not posted online. Request current schedule for auto, specialty units, and storage.
Florida Recovery Agency, LLC
Lakeland, FL
BBB listing as repossession services provider; phone contact and basic business info available on BBB profile.
Coverage:
Polk County and central Florida region; confirm updated territorial coverage when assigning accounts.
Fees & notes:
Fee schedule not shown. Treat as a vetted option for central Florida with BBB visibility, but confirm licensing status and current rates before use.
This is a working directory. Florida has many licensed recovery agencies; this list focuses on companies with clear online presence and repossession-specific services. Dealers should perform their own due diligence prior to engagement.
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Florida repossession law context
Key legal framework for lenders and dealers assigning accounts in Florida. Always verify current requirements with qualified legal counsel.
Agent licensing Florida requires repossession agents to hold a Class E Recovery Agent license (FDLE)
Self-help repossession Allowed under UCC Article 9; Florida has detailed requirements including notification to local law enforcement within 1 hour of repossession
Disposal notice 10 days notice of right to redeem after repo; notice of sale timing varies
Deficiency rules Deficiency allowed; Florida lenders must follow strict notice and commercially reasonable sale requirements
Regulator Florida Division of Licensing – Recovery Agents

Lender/dealer tip: Florida requires repo agents to notify local law enforcement within 1 hour of completing a repossession — failure to do so creates liability. Verify this step is part of your repo vendor's standard operating procedure before assigning Florida accounts.

This is an informational summary only and not legal advice. Consult qualified legal counsel before establishing repossession procedures in Florida.