The Repo Directory
Delaware · Dealer-focused repo agents
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Delaware Repossession Agents for Dealers & Lenders

Vetted repossession agencies serving Delaware auto lenders, credit unions and car dealers – focused on Dover, Wilmington, Newark and statewide coverage.

Use this list as a starting point only. Always verify licensing, insurance, coverage areas and fee schedules before assigning accounts.
Vetted Delaware repossession agencies
Repo-focused vendors with a verified Delaware footprint. Tow-only and purely consumer-facing operations are excluded.
Metro Investigation & Recovery Solutions, Inc. (MIRS)
Statewide Delaware · Dover / Newark / Wilmington · (410) 344-1501
Full-service, licensed, bonded and insured collateral recovery company providing statewide Delaware repossessions for autos, trucks, powersports and equipment.
Statewide coverage Licensed · bonded · insured CARS-certified
International Recovery Systems (IRS)
PA/NJ offices · Serves Delaware
Regional repossession company recovering vehicles in Pennsylvania, Delaware and New Jersey for banks, credit unions and finance companies.
Tri-state coverage Dealer & lender focused
Hound Dog Recovery
Mid-Atlantic · Covers Delaware, MD, NJ & PA
Professional asset recovery company with more than a decade of experience, fully licensed, bonded and insured, servicing Delaware and surrounding states.
Delaware service area Licensed · bonded · insured
Wesley Auto Recovery, Inc.
Warminster, PA · Serves Northern Delaware
CFPB-compliant repossession company serving Philadelphia and surrounding counties as well as Northern Delaware, with over 30 years of industry experience.
Northern Delaware CFPB-compliant Licensed · bonded · insured
KAR Asset Recovery
Philadelphia Tri-State · Serves New Jersey, Pennsylvania & Delaware
Repossession service covering the greater Philadelphia tri-state area, including Delaware, for auto lenders and finance companies.
Tri-state · includes DE Collateral recovery
Asset Recovery Services
Multi-state repossession firm · Includes Delaware
National asset recovery provider with bonded, insured repossession teams and listed coverage across the Mid-Atlantic, including Delaware.
Includes Delaware National lender partner

This directory is informational only and not an endorsement. Before assigning accounts, confirm each agency’s licensing, insurance, fee schedule, coverage area and compliance with your own vendor requirements. For more information, see Delaware duplicate title and temporary tag process.

Delaware repossession law context
Key legal framework for lenders and dealers assigning accounts in Delaware. Always verify current requirements with qualified legal counsel.
Agent licensing No specific state licensing for repossession agents
Self-help repossession Allowed under UCC Article 9 — peaceful possession required
Disposal notice 10 days notice before disposition
Deficiency rules Deficiency allowed; notice of sale and right to redeem required
Regulator Delaware Dept. of Justice – Consumer Protection Unit

Lender/dealer tip: Delaware's small geographic size means most repo firms in the state also cover PA and MD. Confirm cross-state coverage and storage capabilities when contracting for DE repo work.

This is an informational summary only and not legal advice. Consult qualified legal counsel before establishing repossession procedures in Delaware.