The Repo Directory
Dealer repossession agent reference
Arkansas coverage • dealer-facing only
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Vetted repossession agencies for Arkansas lenders & dealers

Arkansas repossession agents directory.

A dealer-focused index of repossession companies serving Arkansas. All agencies listed here were checked for active web or BBB presence, repossession-focused services, and coverage that is relevant to auto lenders and dealers.

Always confirm current service areas, fee schedules, and insurance directly with the agency before assigning an account.
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Statewide & multi-region specialists
Agencies below are positioned to cover large portions of Arkansas and are often used for statewide or multi-region portfolios.
Statewide coverage
Alert Recovery, Inc.
North Little Rock HQ with additional Arkansas locations. Long-running family-owned repossession agency serving Arkansas lenders and the surrounding region.
Auto • powersport • equipment Voluntary & involuntary
Compliance-focused
Lenders Choice Recovery, Inc.
Arkansas-based recovery agency emphasizing CFPB compliance and C.A.R.S. training, with a statewide lender client base.
CFPB-aware processes Contingent fee model
Central & southeast AR
Central Arkansas Recovery Services
Based in White Hall with multiple storage yards. Publishes a detailed Arkansas coverage map and focuses on lender repossessions.
Multiple storage locations C.A.R.S. certified staff (published)
AR / OK border region
Arkone, LLC
Fort Smith–based agency serving a 100-mile radius into Arkansas and Oklahoma, with published compliance and inspection standards.
Border & rural coverage On-site compliance inspections
All vetted Arkansas repossession agencies
Dealer-oriented repossession firms and towing companies with a documented recovery arm. Agencies that are clearly salvage-only, consumer junk buyers, or no longer operating are excluded.
How to read this list: use the first column to pick a vendor, the middle column for service footprint and strengths, and the last column for how they typically charge (when published).
Alert Recovery, Inc.
North Little Rock, AR (multiple AR locations)
Family-owned since 1969 (published) BBB A+ rating listed
Coverage & services
Recovers autos, trucks, powersports, RVs, boats, farm and construction equipment for banks, credit unions, and finance companies. Advertises coverage across Arkansas and into surrounding states with secure storage lots.
Fee structure
Contingent repo fee + storage (by quote)
No public price sheet. Standard lender model: per-assignment recovery fee with storage, key, and transport billed as needed. Confirm rates by region and asset type before assigning.
Lenders Choice Recovery, Inc.
Hot Springs / Little Rock, AR (mailing PO Box)
C.A.R.S. training & compliance-oriented (published) Works with national lenders
Coverage & services
Arkansas-based agency that emphasizes regulatory compliance and structured documentation. Handles voluntary and involuntary repossessions, remarketing support, and transport for lender portfolios.
Fee structure
Assignment-based pricing (by contract)
Publishes hold-harmless and assignment forms but not rate tables. Expect negotiated per-unit pricing by volume, with ancillary charges for keys, storage, and specialty collateral.
Central Arkansas Recovery Services
White Hall, AR
BBB-listed A+ rating C.A.R.S. certified staff (published)
Coverage & services
Focus on auto lender recovery with lots and coverage throughout central and southeast Arkansas. Offers transport, secure storage and skip-related support for hard-to-reach debtors.
Fee structure
Standard lender repo fee + storage
No public fee grid. Dealers can expect market-typical rates with discounts for repeat volume. Ask about different pricing for rural recoveries vs. metro Little Rock.
Arkone, LLC
Fort Smith, AR (AR / OK border)
100-mile radius around HQ (published) Formal compliance inspection program
Coverage & services
Handles involuntary and voluntary repossessions, skip tracing, and storage in western Arkansas and eastern Oklahoma. Publishes details on background checks, insurance, and on-site compliance inspections for their agents.
Fee structure
By assignment / territory
Rates vary by distance from Fort Smith and type of collateral. Ask for a written schedule for passenger vehicles vs. heavy equipment.
Action Recovery & Collections, LLC
Little Rock & El Dorado, AR
Repossession specialists with investigation arm BBB A+ rating listed
Coverage & services
Provides auto collateral recovery and related investigation services for lenders, with multiple offices in Arkansas. Handles standard vehicle repossessions, transport and secure storage.
Fee structure
Contingent per-unit fee
No public pricing. Standard model is a flat recovery fee per vehicle plus storage, keys and transport. Ask for different rates on charge-off vs. early stage accounts.
Arkansas Auto Recovery, LLC
North Little Rock, AR
BBB-listed repossession service Central Arkansas focus
Coverage & services
Vehicle repossession company serving lenders in central Arkansas, based out of North Little Rock with local storage and towing capability.
Fee structure
Repo + tow package (by quote)
Pricing details are not published; expect combined towing/recovery fees with storage daily rates. Request a written schedule and verify after-hours or weekend premiums.
Statewide Towing and Recovery, Inc.
North Little Rock, AR
Repossession-oriented towing company Multiple storage locations across AR
Coverage & services
Publishes themselves as a full-service repossession company covering the entire state, with late-model trucks and several storage points. Handles standard auto repossessions for banks and finance companies.
Fee structure
Volume-based repo pricing
Rates not listed. Good candidate for dealers wanting a single statewide towing/repo partner; negotiate fees per region and volume tier.
Under Cover Recovery
North Little Rock, AR
BBB-listed repossession service Little Rock metro
Coverage & services
Repo-capable towing and recovery company listed with the BBB, covering the Little Rock / North Little Rock area for passenger vehicles and light trucks.
Fee structure
Local tow + repo fees
Expect per-hook fees, mileage, and daily storage. Best for dealers needing localized coverage around central Arkansas.
Lancam Towing & Transportation
Pine Bluff, AR
BBB A+ rating listed Towing + repossession services
Coverage & services
Towing and transport company with repossession services for lenders around Pine Bluff and southeast Arkansas. Can be paired with metro-focused agents for broader coverage.
Fee structure
Tow-centric pricing
Pricing driven by tow distance, winch time, and storage. Confirm repo-specific paperwork fees and after-hours surcharges.
Absolute Towing & Recovery, LLC
Fort Smith, AR
BBB A+ rating listed Towing + repossession
Coverage & services
Towing and recovery provider in the Fort Smith area with repossession capability. Useful for dealers with collateral along the I-40 corridor and western Arkansas.
Fee structure
Tow + storage, repo by quote
No public fee schedule. Expect per-tow pricing with additional charges for storage and specialized recovery situations.

This directory is maintained for auto dealers, finance companies, and credit unions. It is not legal advice or an endorsement. Always run your own vendor approval process before assigning accounts. For more information, see Arkansas duplicate title and temporary tag process.

Arkansas repossession law context
Key legal framework for lenders and dealers assigning accounts in Arkansas. Always verify current requirements with qualified legal counsel.
Agent licensing No specific state licensing for repossession agents
Self-help repossession Allowed under UCC Article 9 — peaceful possession only
Disposal notice 10 days notice before disposition
Deficiency rules Deficiency judgments allowed after commercially reasonable sale and notice
Regulator Arkansas Attorney General – Consumer Protection

Lender/dealer tip: Arkansas has no repo agent licensing law. Lenders should vet agents through industry associations (RISC, AFA, NCMS) and require written proof of insurance and bonding.

This is an informational summary only and not legal advice. Consult qualified legal counsel before establishing repossession procedures in Arkansas.